Post by Wanderer0101 on Nov 30, 2015 15:18:23 GMT
I have to move some money around and I'm trying to decide where to put it. I've always been an advocate of Couch Potato investing and follow Scot Burns advice for the most part. The essential idea being that you put the money into low cost index funds and rebalance once a year. The Coffee House approach is new to me but seems to perform well. I'm down to four possibilities and I'd be interested in any input on which way you would go. I know that many on this forum probably don't believe in this kind of investing but it has worked for me and I do other things as well.
Six Ways from Sunday – Vanguard Funds
• 1/6—Vanguard Inflation-Protected Securities (VIPSX) .1% VAIPX
• 1/6—Vanguard Total Stock Market Index (VTSMX) .05% Admiral Shares VTSAX
• 1/6—Vanguard Total Intl Stock Index (VGTSX) .14% VTIAX
• 1/6—SPDR Lehman International Treasury Index (BWX) * .19 VTABX
• 1/6—Vanguard REIT Index (VGSIX) .12% VGSLX
• 1/6—Vanguard Energy (VGENX) .12 VENAX .12 Average
Six Ways from Sunday – Vanguard Funds – Replace Int. Bond Fund with Vanguard Value Index
• 1/6—Vanguard Inflation-Protected Securities (VIPSX) .1% VAIPX
• 1/6—Vanguard Total Stock Market Index (VTSMX) .05% Admiral Shares VTSAX
• 1/6—Vanguard Total Intl Stock Index (VGTSX) .14% VTIAX
• 1/6—Vanguard Value Index Fund Admiral Shares .09 VVIAX
• 1/6—Vanguard REIT Index (VGSIX) .12% VGSLX
• 1/6—Vanguard Energy (VGENX) .12 VENAX .103 Average
Six Ways From Sunday Portfolio (Using only Fidelity funds):
• Fidelity Inflation-Protected Bond Fund (FINPX) .1% FSIYX
• Fidelity Spartan Total Market Index Fund (FSTMX) .07% FSTVX
• Fidelity Total International Equity Fund (FTIEX) .17% FSIVX
• Fidelity New Markets Income Fund (FNMIX) .9%
• Fidelity Real Estate Investment Portfolio (FRESX) .19% FSRVX
• Fidelity Select Energy Portfolio (FSENX) .79% .185 Average
Coffee House Fund
40% in Bond Fund, 60% split equally among others.
US large cap VFNIX 0.17% VFAIX 0.05% V00 0.05%
US large value VIVAX 0.24% VVIAX 0.10% VTV 0.10%
US small cap NAESX 0.24% VSMAX 0.10% VB 0.10%
US small value VISVX 0.24% VSIAX 0.10% VBR 0.10%
REITs VGSIX 0.24% VGSLX 0.10% VNQ 0.10%
International VGTSX 0.22% VTIAX 0.14% VXUS 0.14%
Intermediate bond VBMFX 0.20% VBTLX 0.10% BND 0.10%
Six Ways from Sunday – Vanguard Funds
• 1/6—Vanguard Inflation-Protected Securities (VIPSX) .1% VAIPX
• 1/6—Vanguard Total Stock Market Index (VTSMX) .05% Admiral Shares VTSAX
• 1/6—Vanguard Total Intl Stock Index (VGTSX) .14% VTIAX
• 1/6—SPDR Lehman International Treasury Index (BWX) * .19 VTABX
• 1/6—Vanguard REIT Index (VGSIX) .12% VGSLX
• 1/6—Vanguard Energy (VGENX) .12 VENAX .12 Average
Six Ways from Sunday – Vanguard Funds – Replace Int. Bond Fund with Vanguard Value Index
• 1/6—Vanguard Inflation-Protected Securities (VIPSX) .1% VAIPX
• 1/6—Vanguard Total Stock Market Index (VTSMX) .05% Admiral Shares VTSAX
• 1/6—Vanguard Total Intl Stock Index (VGTSX) .14% VTIAX
• 1/6—Vanguard Value Index Fund Admiral Shares .09 VVIAX
• 1/6—Vanguard REIT Index (VGSIX) .12% VGSLX
• 1/6—Vanguard Energy (VGENX) .12 VENAX .103 Average
Six Ways From Sunday Portfolio (Using only Fidelity funds):
• Fidelity Inflation-Protected Bond Fund (FINPX) .1% FSIYX
• Fidelity Spartan Total Market Index Fund (FSTMX) .07% FSTVX
• Fidelity Total International Equity Fund (FTIEX) .17% FSIVX
• Fidelity New Markets Income Fund (FNMIX) .9%
• Fidelity Real Estate Investment Portfolio (FRESX) .19% FSRVX
• Fidelity Select Energy Portfolio (FSENX) .79% .185 Average
Coffee House Fund
40% in Bond Fund, 60% split equally among others.
US large cap VFNIX 0.17% VFAIX 0.05% V00 0.05%
US large value VIVAX 0.24% VVIAX 0.10% VTV 0.10%
US small cap NAESX 0.24% VSMAX 0.10% VB 0.10%
US small value VISVX 0.24% VSIAX 0.10% VBR 0.10%
REITs VGSIX 0.24% VGSLX 0.10% VNQ 0.10%
International VGTSX 0.22% VTIAX 0.14% VXUS 0.14%
Intermediate bond VBMFX 0.20% VBTLX 0.10% BND 0.10%